Moneywyn: 50/30/20 Budget Rule 23.11.1

Beyond Stop, LLC – Freeware – iOS
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Tired of diligently tracking every expense day in and day out? Moneywyn presents a solution!
Moneywyn stands out from the crowd of personal finance software by offering a streamlined approach that not only saves you time and money but also shifts the focus from daily expense monitoring to strategic budget planning. By organizing your finances into three key spending categories following the 50/30/20 budget rule, Moneywyn not only provides insights into your financial standing but also empowers you to take effective steps towards wealth accumulation.
<ul>
<li>STOP TRACKING EVERY EXPENSE
 <ul>
 <li>Create, edit, and delete average monthly earnings.</li>
 <li>Create, edit, and delete average monthly spending.</li>
 <li>View statistics for monthly deficit or surplus spending.</li>
 </ul>
</li>
<li>SIMPLIFY YOUR FINANCIAL BUDGET
 <ul>
 <li>Specify spending on needs - essential expenses or long-term commitments.</li>
 <li>Specify spending on wants - leisure and discretionary purchases.</li>
 <li>Specify spending on savings - investments towards a prosperous retirement (can be escalating or diminishing).</li>
 </ul>
</li>
<li>COMPARE YOUR SPENDING TO THE TARGET PERCENTAGES
 <ul>
 <li>Compare your expenditure against the recommended target ratios in Moneywyn.</li>
 <li>Based on the acclaimed book "All Your Worth: The Ultimate Lifetime Money Plan," Moneywyn aligns your spending with the 50/30/20 budget formula expounded in the book with the following targets:</li>
 <ul>
 <li>50% of your take-home pay should cater to your necessities.</li>
 <li>30% should be allocated for your desires.</li>
 <li>20% should be directed towards savings.</li>
 </ul>
 </ul>
</li>
</ul>
ADDITIONAL FEATURES:
<ul>
<li>Create a personalized 50/30/20 budget plan.</li>
<li>Three distinct spending categories: necessities, desires, and savings.</li>
<li>Inclusion of common sources of earnings and expenses for convenient tracking.</li>
<li>Add an endless array of new earning and expenditure sources.</li>
<li>Option to import and export data in CSV format (available as an optional purchase).</li>
<li>A comprehensive overview of monthly earnings and expenditures.</li>
<li>Calculation of surplus or deficit amount based on your finances.</li>
<li>User-friendly data input process.</li>
<li>Comparison of your actual spending with the recommended reference points.</li>
<li>In-depth graphical reports in bar and pie chart formats.</li>
<li>Incorporation of a comprehensive list of world currencies.</li>
<li>Automatic selection of local currency based on location settings.</li></ul><ul> </ul><ul> </ul>Inclusive passcode lock feature to safeguard your financial data.If you have any inquiries, feedback, or suggestions, please don’t hesitate to reach out via email at moneywyn@beyondstop.com.For detailed information, visit www.moneywyn.com.

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